Isi Idehen-Otuomon, 28, faced Brisbane District Court on Thursday and pleaded guilty to five counts of dealing with identification information with the purpose of committing offences.
She also pleaded guilty to one count each of money laundering and of recruiting a person to become a participant in a criminal organisation.
Crown prosecutor Ryan Minuti said Idehen-Otuomon committed the offences between 2019 and late 2023 in the inner-Brisbane suburb of Coorparoo.
"(Idehen-Otuomon) knowingly participated in the laundering of money with 10 bank accounts set up with identification manufactured to bear her face but names that were not her own," Mr Minuti said.
"Those accounts received money that she transferred to other accounts or withdrew as cash to later deposit in other accounts."
Mr Minuti said Idehen-Otuomon received at least a 15 per cent share of the total of $128,000 that was moved through the accounts - or more than $19,300.
Judge Suzanne Sheridan asked if there was any information about precisely where the money came from.
Mr Minuti said, as an example, one of the transactions was from a victim who received a seemingly legitimate invoice that induced them to pay money into a fraudulent account.
"(Idehen-Otuomon) knew the money was tainted," Mr Minuti said.
Judge Sheridan heard Australian Federal Police found a message on Idehen-Otuomon's phone urging another person to join the scheme due to the ease of committing the offences.
Defence barrister Scott Lynch said Idehen-Otuomon had no prior criminal history and had been a naive 23-year-old first brought into the scheme by an older person.
"Her 12 days in custody (after being arrested) were stunning for her ... she had never been exposed to something of that nature before," he said.
Mr Lynch said Idehen-Otuomon was close to completing a nursing degree and her offences would affect her career plans.
"She recognises now it's embarrassing and humiliating," he said.
Mr Lynch said Idehen-Otuomon had written a letter of apology and offered to pay $5000 compensation.
Judge Sheridan told Idehen-Otuomon she committed a serious offence by laundering money and her text message urging another person to join the scheme was an aggravating feature.
"Your message makes it clear you fully understood what you were involved in," the judge said.
Judge Sheridan told Idehen-Otuomon her continued tertiary studies and abstinence from further offending were "all good indicators for rehabilitation and putting this behind you".
"As a non-citizen you face the risk of deportation ... you have no connection to New Zealand and deportation would affect your rehabilitation," the judge said.
Idehen-Otuomon was sentenced to two-years' imprisonment but not required to immediately serve time in custody, which would automatically have triggered deportation proceedings.
Her sentence was suspended for three years and she was ordered to pay $5000 compensation.
